Terms of Use

TenTrinity (Guernsey) Ltd

1. About these terms

These terms of use (the “Terms”) govern your access to and use of the website at tentrinity.group (the “Website”), which is operated by TenTrinity (Guernsey) Ltd (the “Company”, “we”, “us”, or “our”), a non-cellular company limited by shares incorporated under the laws of the Bailiwick of Guernsey under company registration number CMP76555 (formerly known as Quadret Holding Limited), with its registered office at Suite G, St Peter Port House, Sausmarez Street, St Peter Port, Guernsey GY1 2PT, Channel Islands.

These Terms apply to every visitor to the Website regardless of how the Website is accessed and regardless of the visitor’s location.

1.1 Acceptance

You may indicate your acceptance of these Terms, the Privacy Notice, and the Legal Notice in any of the following ways, each of which is a sufficient and binding acceptance:

(a) Click-wrap acceptance. By completing and submitting any web form on the Website, including the engage form and any application form, having affirmatively selected the consent checkbox provided alongside hyperlinks to these Terms, the Privacy Notice, and the Legal Notice. The acceptance is recorded together with a timestamp, the version of the documents then in force, and limited technical metadata, for evidential purposes.

(b) Banner-based acceptance. Where, on the basis of the jurisdiction detected for your access, we present a consent banner that requires affirmative action before substantive engagement, by selecting “Accept” or an equivalent affirmative control on that banner.

(c) Continued access. In any jurisdiction in which continued access to a website, after clear notice of terms, is recognised as a valid means of acceptance, by accessing, viewing, browsing, requesting, displaying, caching, transmitting, copying, or otherwise interacting with any part of the Website after such notice. This route is intended to apply only where it is enforceable and is not relied upon in any jurisdiction in which affirmative consent is required.

(d) Communications-based acceptance. By initiating, continuing, or responding to any communication with us through any Channel (as defined in section 7), whether or not that Channel is publicly listed on the Website, and whether or not in response to communication from us.

Your acceptance under any of paragraphs (a) to (d) constitutes your acceptance of these Terms, the Privacy Notice, and the Legal Notice in full. Continued access after any amendment constitutes acceptance of the amended documents in those jurisdictions in which continued access is a recognised means of acceptance; in all other jurisdictions, a renewed click-wrap or banner acceptance will be sought before further substantive engagement. If you do not accept these Terms, you must not access or use the Website.

2. Relationship to other notices

These Terms should be read together with the Legal Notice and Important Information and the Privacy Notice published on the Website. The Legal Notice describes the firm’s identity, regulatory posture, and the substantive limitations on what the Website is and is not. The Privacy Notice describes the Company’s processing of personal data. These documents are intended to operate as a coherent set, and in the event of any conflict, the document most specific to the subject matter shall prevail.

These Terms do not govern any contractual relationship between you and the Company for the provision of services. Any such relationship is governed by the separate written agreement executed between you and the Company in respect of that engagement, and that agreement shall prevail over these Terms to the extent of any inconsistency.

3. Trading name and contracting party

“TenTrinity Group” is a trading name and brand of TenTrinity (Guernsey) Ltd and is not a separate legal entity. The Company may, from time to time, carry on and present distinct lines of business under brand divisions; no such brand division has separate legal personality, is a separately incorporated company, or is a partnership, association, fund, scheme, or trust. All rights and obligations arising under these Terms, and in respect of the Website, rest with TenTrinity (Guernsey) Ltd. No legal or contractual relationship arises with any TenTrinity-branded division as such, nor with any individual director, officer, employee, agent, adviser, or representative of the Company.

4. Permitted use

Subject to your continuing compliance with these Terms, you are granted a limited, non-exclusive, non-transferable, revocable licence to access the Website and to view and print the content of the Website for your personal, non-commercial reference.

You may share links to pages of the Website with third parties provided that the link is presented in a manner that is fair and accurate, does not damage or take advantage of the Company’s reputation, and does not suggest any form of association, approval, or endorsement by the Company that does not exist.

All other rights are reserved.

5. Restrictions on use

You agree that you will not, and will not attempt to or permit any other person to:

(a) use the Website for any unlawful purpose, including in violation of any applicable law, regulation, sanction, or rule of court in your jurisdiction or in the Bailiwick of Guernsey;

(b) use the Website to transmit, distribute, publish, or store any material that is defamatory, obscene, threatening, abusive, harassing, hateful, infringing, or otherwise objectionable, or that infringes the rights of any third party;

(c) impersonate any person, misrepresent your identity or affiliation with any person or entity, or falsify or attempt to falsify any submission made to the Company through the Website, including through the engage form;

(d) interfere with, disrupt, or attempt to gain unauthorised access to any portion of the Website, its servers, its underlying infrastructure, any service connected to the Website, or any account, computer, or network connected to the Website, including by means of port scanning, vulnerability scanning, brute-force authentication attempts, denial-of-service attacks, or any other intrusive technique;

(e) use any robot, spider, scraper, crawler, headless browser, automated agent, large language model, or other automated means to access, index, copy, monitor, or extract any content from the Website without the prior written consent of the Company, save for indexing by bona fide public search engines operating in accordance with the directives in the Website’s robots.txt file;

(f) extract, harvest, or otherwise collect, whether by manual or automated means, any data set from the Website for the purpose of training, fine-tuning, evaluating, or otherwise enhancing any machine learning model, large language model, generative artificial intelligence system, or successor technology;

(g) reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, underlying ideas, algorithms, file formats, or non-public technical interfaces of the Website or any software made available through it;

(h) frame, mirror, or embed the Website or any part of it within any other website or service without the prior written consent of the Company;

(i) use the Website in any manner that could disable, overburden, damage, or impair the Website or interfere with any other party’s use of the Website;

(j) introduce or attempt to introduce any virus, worm, trojan, ransomware, keystroke logger, spyware, or other malicious code into the Website or onto any equipment used to access it; or

(k) use any part of the content of the Website for commercial purposes without the prior written consent of the Company.

The Company reserves the right to investigate, restrict access to, or take any other action it considers appropriate (including legal action and notification of law enforcement) in respect of any actual or suspected breach of this section.

6. Submissions through the Website

The Website permits you to submit information to the Company through forms, including the engage form on the /engage page. By submitting information through any such form, you confirm and warrant to the Company that:

(a) the information you submit is true, accurate, current, and complete to the best of your knowledge;

(b) you are authorised to submit the information, including, where the information identifies a third party or an organisation other than yourself, that you have the authority to provide that information to the Company for the purposes of these Terms and the Privacy Notice;

(c) the information does not contain material that infringes any intellectual property right, right of confidentiality, right of privacy, or other right of any third party, and is not defamatory of any person; and

(d) you are not subject to any sanction or restriction that would render it unlawful for the Company to receive the submission or to communicate with you in response.

The submission of any inquiry through the Website does not create any legal or contractual relationship between you and the Company. The Company is not obliged to respond to any submission, nor to engage with any submitting party, and may decline to do so for any reason or for no reason without liability.

Information that the Company would share only under non-disclosure or non-circumvention arrangements, including without limitation transaction structure, pricing, commercial terms, counterparty identity, registry or account references, and financial information, will not be shared in response to an inquiry through the Website. The Company will indicate, in response to a qualifying inquiry, the basis on which such information may be shared with the inquirer.

7. Channels and out-of-band communications

In these Terms, “Channel” means any communication channel made available, listed, referenced, or otherwise reachable through, in connection with, or as a result of the Website, including any electronic mail address bearing a domain operated by us, any telephone number, any postal address, and any messaging, web form, video conferencing, or other facility we may from time to time make available, whether or not publicly listed on the Website.

We may, from time to time, communicate or be contacted through Channels which are not publicly listed on the Website. Any communication initiated, continued, or responded to by you, whether through a listed Channel or otherwise, and whether or not in response to communication from us, constitutes acceptance of and agreement to these Terms in respect of that communication and all related dealings, in addition to any specific terms agreed in writing for that engagement.

We may, but are not obliged to, record, log, archive, monitor, and review any communication through any Channel for compliance, training, security, legal, regulatory, evidential, dispute resolution, and operational purposes, in accordance with our Privacy Notice and applicable law.

8. Information posture

The information presented on the Website is of a general and illustrative nature, is provided for information only, and is not a complete description of the Company’s activities, holdings, or strategy. The Website is not, and is not intended to be, a substitute for direct engagement with the Company.

The Website does not constitute, and shall not be construed as constituting, an offer to sell or the solicitation of an offer to buy any security, financial instrument, partnership interest, share, loan, note, investment, or other right or asset, or an invitation to engage in any investment activity, by any person in any jurisdiction.

Nothing on the Website constitutes legal, regulatory, tax, financial, investment, accounting, or any other professional advice, and no person should act, or refrain from acting, on the basis of any information on the Website without seeking independent professional advice appropriate to their circumstances and jurisdiction.

The Company makes no representation that any information on the Website is appropriate for use in any particular jurisdiction. You are responsible for compliance with all applicable laws and regulations in the jurisdiction from which you access the Website. The jurisdiction-specific notices set out in the Legal Notice apply to your use of the Website.

9. Intellectual property

All content on the Website, including without limitation text, graphics, logos, icons, images, audio clips, video clips, digital downloads, data compilations, software, and underlying source code, and all selection, arrangement, and presentation thereof, is owned by the Company or its licensors and is protected by copyright, trade mark, database right, design right, and other intellectual property laws in the Bailiwick of Guernsey, the United Kingdom, the European Union, and other jurisdictions.

The trade names and trade marks “TenTrinity” and “TenTrinity Group”, and the associated logos and design marks, are proprietary to the Company. No licence to use any such name, mark, or design is granted by access to or use of the Website. Any use of these marks, including in metadata, source code, advertising, or any other context, without the prior written consent of the Company is prohibited.

You may not modify, reproduce, distribute, transmit, publish, license, transfer, sell, create derivative works from, or otherwise exploit any content on the Website without the prior written consent of the Company, save as expressly permitted by section 4 of these Terms.

9.1 AI and text-and-data-mining reservation

The content of the Website may not be used, in whole or in part, for the training, fine-tuning, evaluation, or development of any artificial intelligence model, system, agent, or product, nor for inclusion in any dataset intended for such purposes. This statement constitutes an express reservation of rights for the purposes of any text or data mining exception under applicable law, including Article 4(3) of Directive (EU) 2019/790.

If you become aware of any infringement of the Company’s intellectual property rights in connection with the Website, please notify the Company in writing at the address set out in section 20.

10. Third-party content and links

The Website may include links to third-party websites or content from third-party sources. Such links and content are provided for convenience only. The Company does not endorse, control, or assume any responsibility for the content, accuracy, lawfulness, security, or availability of any third-party website or source, nor for the privacy or other policies of any third party. The inclusion of any link or third-party content does not imply any relationship, sponsorship, or endorsement between the Company and the relevant third party.

You access third-party websites and content at your own risk. The Company is not party to any transaction or arrangement between you and a third party arising from your use of any link from the Website.

11. Availability of the Website

The Company will use reasonable efforts to make the Website available, but does not guarantee that the Website, or any content on it, will always be available or be uninterrupted. The Website is provided on an “as is” and “as available” basis.

The Company may suspend, withdraw, discontinue, restrict, or change all or any part of the Website without notice and without liability. You are responsible for making all arrangements necessary for you to have access to the Website, and for ensuring that all persons who access the Website through your internet connection are aware of these Terms and other applicable terms and conditions, and that they comply with them.

The Company does not warrant that the Website, the server that makes it available, or any electronic communication sent by the Company is free from viruses or other harmful components. You are responsible for configuring your information technology, computer programmes, and platform to access the Website, and for using your own virus protection software.

12. Disclaimer of warranties

To the maximum extent permitted by applicable law, the Company makes no representation or warranty, express, implied, statutory, or otherwise, in respect of the Website or any content on it, including without limitation any warranty as to accuracy, completeness, currency, reliability, suitability, fitness for any particular purpose, merchantability, title, or non-infringement.

Without limiting the generality of the foregoing, the Company does not represent or warrant that:

(a) the Website or any content on it will meet your requirements;

(b) the Website will be uninterrupted, timely, secure, or error-free;

(d) any content on the Website is accurate, complete, or current at the time of access;

(e) any forward-looking statement on the Website will prove to be correct; or

(f) the Website is free of viruses or other harmful components.

Any reliance you place on any content on the Website is strictly at your own risk.

13. Location obfuscation, virtual private networks, and proxies

In these Terms, “True Location” means your actual geographic location, residence, habitual residence, place of organisation, or other connection that would apply in the absence of any technical means used to alter, mask, or misrepresent that connection.

You represent, warrant, and undertake that you will not use any virtual private network, proxy server, anonymising network, location-spoofing tool, or any other technical means to access the Website, any Channel, or any related resource from a location other than your True Location, or to mask, alter, or misrepresent your True Location, your residence, your jurisdiction, or any other circumstance relevant to the application of these Terms, the applicable consent mechanism, the lawfulness of your access, or your status as a Restricted Person.

In the event that you use, or have used, any such means:

(i) you accept these Terms in the form and manner that would have been presented to you in your True Location, including any affirmative consent requirement, banner, or click-wrap mechanism that would have been displayed to you in your True Location;

(ii) the stricter of any applicable consent, disclosure, or eligibility requirement, whether by reference to your apparent jurisdiction of access or your True Location, shall apply to you;

(iii) any restriction, limitation, prohibition, or exclusion in these Terms that would otherwise apply on the basis of your True Location continues to apply, notwithstanding the apparent jurisdiction of access;

(iv) we retain the right, exercisable in our sole discretion, to refuse to engage with you, to terminate any engagement, and to treat any acceptance as void; and

(v) you indemnify us for any loss, liability, cost, or expense suffered or incurred by us as a result of your misrepresentation of location.

The geographic detection performed by the Website is based on network-level signals that may be inaccurate, incomplete, or defeated by technical means. We make no representation as to the accuracy of such detection and assume no obligation to detect, identify, or address any inaccuracy. No act or omission by us in relation to geographic detection constitutes a waiver of any right or remedy under these Terms.

14. Limitation of liability

To the maximum extent permitted by applicable law, the Company, its affiliates, and their respective directors, officers, employees, agents, advisers, and representatives shall not be liable to you or to any other person for any loss or damage, whether direct, indirect, consequential, incidental, special, exemplary, or punitive, and whether in contract, tort (including negligence), breach of statutory duty, misrepresentation, restitution, or otherwise, arising out of or in connection with:

(a) your access to, use of, or inability to access or use the Website;

(b) any reliance placed by you or any other person on any content on the Website;

(d) any interruption, suspension, withdrawal, restriction, or change to the Website;

(e) any virus, malicious code, denial of service, or other harm caused by the Website or by your access to or use of it;

(f) the conduct, content, or policies of any third-party website or service linked from the Website; or

(g) any inaccuracy in geographic detection, including any consequence of detection being defeated by virtual private network, proxy, or similar means,

even if the Company has been advised of, or could reasonably have foreseen, the possibility of such loss or damage.

Without limiting the generality of the foregoing, the Company shall not be liable for any:

(h) loss of profits, revenue, business, contracts, or anticipated savings;

(i) loss of opportunity, goodwill, or reputation;

(j) loss or corruption of data; or

(k) wasted management or staff time,

in each case howsoever arising.

Nothing in these Terms shall exclude or limit any liability that cannot lawfully be excluded or limited under applicable law, including without limitation liability for fraud, fraudulent misrepresentation, or for death or personal injury caused by negligence.

If you are a consumer accessing the Website from a jurisdiction that confers on you mandatory rights that cannot lawfully be derogated from by contract, nothing in these Terms shall override those rights.

15. Indemnity

You agree to indemnify and hold harmless the Company, its affiliates, and their respective directors, officers, employees, agents, advisers, and representatives from and against any claim, demand, action, proceeding, loss, damage, cost, expense (including reasonable legal fees), or liability arising out of or in connection with:

(a) your breach of these Terms;

(b) your misuse of the Website, including in breach of section 5;

(c) any submission you make through the Website that breaches the warranties in section 6 or that infringes the rights of any third party;

(d) your violation of any applicable law or regulation in connection with your access to or use of the Website; or

(e) your use of any virtual private network, proxy, or other location-altering technical means in connection with the Website.

This indemnity is in addition to, and not in substitution for, any other right or remedy available to the Company.

16. Data protection and cookies

The Company processes personal data submitted through the Website in accordance with the Privacy Notice published on the Website, the Data Protection (Bailiwick of Guernsey) Law, 2017, and, where applicable to the processing in question, the United Kingdom General Data Protection Regulation and Regulation (EU) 2016/679.

By accessing or using the Website you acknowledge that you have read and understood the Privacy Notice.

17. Sanctions and access from restricted jurisdictions

The Company conducts its business in compliance with applicable sanctions and financial crime laws, including sanctions administered by the United Nations Security Council, the United Kingdom Office of Financial Sanctions Implementation, the European Union, and the United States Office of Foreign Assets Control, in each case to the extent applicable.

You warrant that you are not a person, and are not acting on behalf of a person, who is the target of any such sanction (a “Restricted Person”). You further warrant that your access to and use of the Website does not, and will not, cause the Company to be in breach of any such sanction.

The Company reserves the right to restrict or terminate access to the Website by any person where, in the Company’s reasonable opinion, continued access would or might cause the Company to be in breach of any applicable sanction.

18. Suspension and termination

The Company may at any time, in its sole discretion and without notice:

(a) restrict, suspend, or terminate your access to the Website, in whole or in part, where the Company considers that you have breached these Terms, that your continued access poses a risk to the Website or to other users, or that such restriction, suspension, or termination is necessary to comply with applicable law or sanction;

(b) block any IP address, range of IP addresses, or device used to access the Website where misuse is suspected; and

(c) take any other action the Company considers appropriate in response to any actual or suspected breach of these Terms.

The provisions of these Terms that by their nature should survive termination of your access, including sections 3, 5, 6, 7, 9, 12, 13, 14, 15, 16, 17, 19, 20, 21, and 22, shall so survive.

19. Changes to these Terms

The Company may amend these Terms from time to time by publication of a revised version on the Website. The date of the most recent amendment is shown at the end of these Terms. Continued access to or use of the Website following any amendment constitutes acceptance of these Terms as amended in those jurisdictions in which continued access is a recognised means of acceptance; in all other jurisdictions, a renewed click-wrap or banner acceptance will be sought before further substantive engagement.

Where an amendment is, in the Company’s reasonable opinion, material, the Company will take reasonable steps to draw the amendment to the attention of regular users of the Website at the point of next access.

20. Complaints and notices

Any complaint or concern relating to the Website or to these Terms, and any notice required to be given to the Company under these Terms, should be directed to the Company in writing at:

TenTrinity (Guernsey) Ltd
Suite G, St Peter Port House
Sausmarez Street
St Peter Port
Guernsey GY1 2PT
Channel Islands

For the attention of: the Compliance Officer.

The Company will acknowledge receipt of any complaint within five business days and will respond substantively as soon as reasonably practicable thereafter.

21. General

Entire agreement

These Terms, together with the Legal Notice and the Privacy Notice, constitute the entire agreement between you and the Company in respect of your access to and use of the Website, and supersede any prior agreement, understanding, or representation in respect of such access and use, save in respect of fraud or fraudulent misrepresentation.

Severability

If any provision of these Terms is held by a court or other competent authority to be invalid, illegal, or unenforceable in any respect, such invalidity, illegality, or unenforceability shall not affect the other provisions, which shall remain in full force and effect.

No waiver

No failure or delay by the Company to exercise any right or remedy under these Terms shall operate as a waiver of that right or remedy, nor shall any single or partial exercise of any right or remedy preclude any other or further exercise of it or the exercise of any other right or remedy.

Assignment

You may not assign, transfer, sub-license, or otherwise dispose of any of your rights or obligations under these Terms without the prior written consent of the Company. The Company may assign, transfer, sub-license, or otherwise dispose of any of its rights or obligations under these Terms without your consent, including to any affiliate or successor of the Company.

No partnership or agency

Nothing in these Terms shall constitute or be deemed to constitute a partnership, agency, employment, or joint venture between you and the Company. Neither you nor the Company has any authority to bind the other, or to incur any obligation on behalf of the other, save as expressly provided in these Terms or in a separate written agreement.

Third-party rights

A person who is not a party to these Terms shall have no right under the Contracts (Rights of Third Parties) (Guernsey) Law, 2014 or under any equivalent legislation in any other jurisdiction to enforce any term of these Terms. This section does not affect any right or remedy of a third party that exists, or is available, apart from such legislation.

Force majeure

The Company shall not be liable for any failure or delay in performance of any of its obligations under these Terms to the extent that such failure or delay results from any cause beyond the Company’s reasonable control, including without limitation acts of God, war, terrorism, civil unrest, pandemic, governmental action, sanctions, sabotage, cyber attack, failure of utilities or telecommunications, or failure of any third-party service provider.

22. Governing law and jurisdiction

These Terms, and any dispute or claim arising out of or in connection with them or their subject matter (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of the Bailiwick of Guernsey.

The Royal Court of Guernsey shall have exclusive jurisdiction to settle any such dispute or claim, save that the Company reserves the right to bring proceedings in any other court of competent jurisdiction.

Nothing in this section shall override mandatory consumer protection rights conferred by the law of the jurisdiction in which a user is habitually resident, where such rights cannot lawfully be derogated from by contract.

These Terms were last amended on 8 June 2026.