UK Litigation Finance

ATE Backed Capital for High-Volume Small Claims

TenTrinity is establishing a dedicated UK litigation finance facility focused on small value, high-volume claims, supported by After the Event (ATE) insurance.

The facility is designed to provide predictable, diversified exposure to litigation finance, with structured risk mitigation, disciplined underwriting, and scalable deployment.

The Opportunity

Small claims represent one of the largest and most consistent segments of the UK litigation market. While individual claim values are modest, volumes are significant and outcomes are increasingly data-driven.

This creates an attractive opportunity for structured capital when combined with:

  • Portfolio-level diversification

  • Standardised legal processes

  • ATE insurance protection

  • Robust case selection and monitoring

Our facility is designed to access this segment at scale, while maintaining institutional risk controls.

How the Facility Works

The facility provides non-recourse funding to support the legal costs of qualifying claims portfolios.

Key features include:

  • Funding deployed at portfolio level, not single-case exposure

  • Focus on small claims with defined legal pathways

  • Capital protected by ATE insurance against adverse cost risk

  • Returns generated from successful claim recoveries

The structure prioritises capital preservation, repeatability, and transparency.

ATE Insurance as a Core Risk Mitigant

ATE insurance is central to the facility’s risk framework.

It is used to:

  • Cover adverse costs in the event of unsuccessful claims

  • Reduce downside exposure for the capital provider

  • Improve predictability of portfolio outcomes

By combining litigation finance with insurance, the facility delivers a more resilient return profile than unsecured legal funding.

Target Claim Types

The facility is designed to support high-volume, process-driven claims, including but not limited to:

  • Consumer and contractual disputes

  • Data and privacy-related claims

  • Financial services and mis-selling matters

  • Other repeatable small-value claims with established precedent

Each portfolio is assessed against defined eligibility and performance criteria.

Underwriting and Risk Management

Every funded portfolio is subject to:

  • Pre-defined eligibility rules

  • Legal merits assessment

  • Historical performance analysis

  • Ongoing monitoring and reporting

Risk is managed at portfolio level, not case-by-case speculation. This approach supports consistency and scalability.

Why Small Claims at Scale

High-volume small claims offer several structural advantages:

  • Reduced dependency on single outcomes

  • Faster resolution timelines

  • Established procedural frameworks

  • Strong data visibility across portfolios

When combined with insurance and disciplined capital structures, this segment can deliver stable, repeatable returns.

Target Clients

This facility is designed for:

  • Institutional investors seeking alternative, non-correlated exposure

  • Capital partners looking for insurance-supported structures

  • Law firms and claims originators with scalable case pipelines

  • Strategic partners seeking long-term litigation finance capacity

The structure is institutional in design, not opportunistic.

Governance and Oversight

The facility is built with:

  • Clear investment and deployment guidelines

  • Defined reporting and performance metrics

  • Independent insurance counterparties

  • Alignment between funders, insurers, and legal partners

Governance is designed to support long-term deployment, not short-term speculation.

Looking Ahead

The UK litigation market continues to evolve, with increasing emphasis on:

  • Access to justice

  • Cost control

  • Portfolio-based funding models

TenTrinity’s litigation finance facility is designed to meet this demand by combining capital, insurance, and process in a scalable framework.

Engage With Us

If you are:

  • An investor exploring litigation finance exposure

  • A law firm or originator seeking funding capacity

  • An insurance or strategic partner

We welcome a conversation.

Contact TenTrinity to discuss participation in the UK Litigation Finance Facility.

Get In Touch